Elizabeth, NJ Car InsuranceFatal crashes in Elizabeth
Fatal crashes in Elizabeth, 2019–2023
Federal records show 39 fatal crashes inside Elizabeth city limits over those five years, in which 41 people died. 64% happened after dark. 22 involved a pedestrian.
The roads that recur most in those records:
| Road | Fatal crashes |
|---|---|
| US-1 | 13 |
| I-95 | 6 |
| US-1 SPRING ST | 3 |
| SR-27 NEWARK AVE | 2 |
This is why liability limits matter more than the premium difference suggests. The state minimum is the least you can legally carry, not a measure of what a serious crash costs — and anything above your limit is yours to pay.
Source: NHTSA Fatality Analysis Reporting System (FARS), 2019-2023. FARS records every fatal crash on a public road in the US.
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